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Spread the cost of your shop 0% Interest

0% Finance Available

Quick decision making on online credit applications

Current offer: 0% APR representative finance available on all orders of £299 and above (10% Deposit, 10 monthly installments, minimum loan amount of £250)

Making it more convenient for you

Applying for finance is fast and easy!

Are you ordering products totaling £299 or more, call a member of our customer service team, who will start the process.

Once your order has been initiated, your customer service advisor will then forward you your application link via text and/or e-mail, where you will be automatically redirected to the payment provider 'Klarna'.

You will then need to complete your finance application online and process your selected deposit amount.

Please complete your details accordingly and they will assess your credit application and give you a decision within 5 seconds (if no further underwriting is required).

Once your application has been approved, please call one of our customer service advisors to process and complete your order

Finance - Are you eligible?

Klarna will conduct the necessary credit checks and references in order to confirm your eligibility for the credit application:

You must have a good credit history with no history of late repayments or payment issues.

You must be at least 18 years of age.

You must be a permanent UK resident with at least 3 years' continual address history.

You must be in full-time employment, unless you are retired or a house person with a spouse in full- time employment.

You must have a UK bank account capable of accepting direct debits.

The goods must be delivered to your home address.

Please note that discount/voucher codes cannot be applied to items purchased with the finance option.

Subject to T&Cs

How much can I borrow?

The maximum lending amount in additional to the upfront deposit is £1,500. The minimum borrow amount has to be at least £250, after the deposit has been taken.

Is a deposit required?

A minimum deposit of 10% is required on all orders (Maximum 50%). The deposit is taken at the end of the Klarna application process by a debit or credit card.

How are my monthly payments made?

Your monthly repayments will be taken via direct debit from your chosen bank account.

What type of items can I buy on finance?

You are able to purchase any items that can be added to an order via a member of our customer service team.

What length of repayment is available?

10 monthly installments.

Can I pay off my loan early?

Yes, please contact Klarna directly 0333 321 6080 in order to make additional payments.

Standard information and regulatory status of Klarna

For finance agreements provided by Klarna Bank AB (publ), GhostBikes (UK Good Deals Ltd) acts as an introducer of unregulated credit products. Klarna is a trading name of Klarna Bank AB (publ). For more information please visit https://www.klarna.com/uk/customer-service/